People living in the District of Columbia have a variety of choices to choose from when deciding on a car insurance provider. District of Columbia car insurance is required under law. People found not to have car insurance meeting the minimum standard may be fined up to 150 dollars. If the standards are not met within 30 days, a 7 dollar-a-day fine will be charged until adequate coverage is purchased. The minimum standards for insurance in D.C. are as follows: 25,000 dollars per person for injury, 50,000 dollars per accident for injury, 10,000 dollars per accident for property damage as well as similar coverage for any uninsured motorist that you get into an accident with. The difference between this coverage and your personal liability is that in this case, the minimum standard only requires 5,000 dollars for property damage and this has a potential 200 dollar deductible fee to be paid by whoever crashed into you.
To avoid all of the hassles associated with not being properly insured anyone who will be driving in Washington D.C., even if they do not live there, should purchase car insurance. Finding District of Columbia car insurance is really quite a simple process. So is finding out how to compare auto insurance quotes in the District of Columbia. To compare auto insurance quotes, simply find a website that specializes in auto insurance. These websites will often provide links to the official websites of automobile insurance providers. Almost all major providers, if not all, provide quick, free insurance quotes.
In the United States, the average car insurance premium is $1,439.33. In the District of Columbia, the average is $2,138.69. This is dramatically higher than the national average. T he reason for this is that the nation’s capital, Washington D.C., happens to be a traffic nightmare. Still, the high premiums can be combated by competitively searching for the best insurance rate. The best way to compare premiums is to direct yourself towards the websites of major insurance providers. Once there, search for the free quote option. This is generally quite visible. Once clicked, you will be faced with some empty fields requiring general information. This information will not be shared and is requested entirely for the purposes of giving the most accurate estimate. After entering this information, the website will direct you to a quote. This method works for all the major providers and after comparing them in this way, you will be able to find the best District of Columbia car insurance. Using these simple tools, it is easy to see how anyone could compare auto insurance quotes in the District of Columbia.
The District of Columbia is different from the other 50 states in that it is not truly a state itself. It is the national capital, and as is evident from its name, it is a district. It is directly under the rule of the federal government. Despite being a district though, it is generally considered to be a single city, Washington D.C.